Our Services
We Always Provide Best Financial Solution to Our Customers.
Investment Funds
As a specialized sub-custodian, Clearstream delivers state-of-the-art solutions to standardize fund processing and to increase efficiency and safety in the investment funds sector. Our global fund's processing platform provides access to all fund types from mutual funds to ETFs and hedge funds. An investment fund is a pool of capital that a number of individual investors pay into, which is used to collectively invest in stocks and bonds.
Mutual Funds
A mutual fund is simply a financial intermediary that allows a group of investors to pool their money together with a predetermined investment objective. We deliver a broad range of innovative transactional and information services to automate, standardize and centralize processes to create efficiencies and reduce cost and risk for the mutual fund marketplace.
Growth Funds
A growth fund portfolio is made up of companies that register fast-paced progress and can deliver higher returns to investors. Growth funds are high-risk investment instruments. Therefore, you must consider investing in growth funds only if you are an aggressive risk seeker. For this reason, it has the potential to deliver high returns. If you are close to your retirement, then it would be prudent to not invest in these funds.
Income Funds
Higher returns than FDs: Income funds generally generate returns higher than fixed deposits in the long term. They aim to do so by taking advantage of interest rate volatility. However, income funds do carry interest rate risk and credit risk whereas FDs carry negligible or zero risks. Income funds are suitable for investors who have an investment time horizon of at least 4 years and are willing to take a moderate amount of risk.
Debit Funds
Debt funds are preferred by individuals who are not willing to invest in a highly volatile equity market. A debt fund provides a steady but low-income relative to equity. Fund managers select securities based on various factors. Sometimes, choosing low-quality debt security offers an opportunity to earn higher returns on debt investments and the fund manager takes a calculated risk.
Capital Funds
Capital funding is the money that lenders and equity holders provide to a business for daily and long-term needs. A company's capital funding consists of both debt (bonds) and equity (stock). The business uses this money for operating capital. The bond and equity holders expect to earn a return on their investment in the form of interest, dividends, and stock appreciation.
Taxable Funds
While the interest on some bonds is exempt from state or local income tax, it may still be subject to federal income tax, as is the case with Treasury bonds. Because tax-exempt mutual funds are comprised of government-issued bonds, which are virtually risk-free, they tend to have much lower rates of return than funds that include more volatile securities. While the interest on government bonds is often tax-free, any capital gains realized when the bond is sold at a premium are not.
Providents Funds
A provident fund is a compulsory, government-managed retirement savings scheme. Workers give a portion of their salaries to the provident fund and employers must contribute on behalf of their employees. The money in the fund is then held and managed by the government and eventually withdrawn by retirees or, in certain countries, their surviving families. In some cases, the fund also pays out to the disabled who cannot work.
Charitable Funds
From a financial standpoint, charitable giving can be an important part of your estate, tax, and financial planning. We facilitate charitable giving inflexible and impactful ways. We can also develop and implement a family philanthropy plan for you and your loved ones. Make the most of your charitable contributions year-to-year with donor-advised accounts: flexible, tax-advantaged solutions forgiving.